Vancity Credit Card: Convenient and Rewarding Banking Solution

Looking for a credit card that offers convenience, rewards, and supports your community? Look no further than the Vancity Credit Card! 

Vancity Credit Card: images

As Canada's largest community credit union, Vancity, also known as Vancouver City Savings Credit Union, provides a range of financial services, including its feature-rich credit card options. 

In this article, we'll explore the benefits, rewards, and features of Vancity Credit Cards and their commitment to cooperative banking and community support.

Why Choose Vancity Credit Card?

Vancity Credit Card is the perfect financial companion for your everyday needs. Its wide acceptance, security features, and access to self-serve options offer a seamless banking experience. Here's why you should consider a Vancity Credit Card:

  • Convenient Access: The Vancity Credit Card allows you to make purchases by swiping, inserting the chip, or tapping it on the card reader, thanks to the Interac Flash symbol.
  • Global ATM Access: Enjoy the freedom to withdraw cash at ATMs worldwide, ensuring you're always caught up in funds while traveling.
  • PIN Verification: Ensure the security of your transactions by verifying them with your personalized PIN.
  • Temporary Limit Increases: Need a higher limit for a specific purchase or emergency? Vancity Credit Card offers temporary limit increases upon request.

Vancity Rewards Program

Vancity understands the importance of rewarding its members. Through the Vancity Rewards program, you can earn points for your everyday spending and redeem them for various rewards. Here are some enviroTM Visa* card options and their corresponding benefits:

  • Enviro Visa Classic Card: Earn 1 point for every $2 spent.
  • Enviro Visa Gold Card: Earn 1 point for every $1 spent and bonus points on the first purchase and card anniversary.
  • Enviro Visa Infinite Card: Higher point earnings on groceries, public transit, select local businesses, and other purchases, along with excellent benefits and access to airport lounges.
  • Enviro Visa Infinite Privilege Card: Similar benefits to the Infinite Card with additional grocery points and airport lounge visits.
  • Enviro Visa Business Card: Points for office supplies, public transit, and other purchases, with bonus points for qualifying spending.
  • Enviro Visa Infinite Business Card: Earn points on various purchases, including office supplies, public transit, select local businesses, and more. Enjoy excellent benefits such as travel, concierge services, and dining discounts.

Vancity's Contribution to Cashless Society

Vancity is committed to advancing the cashless society movement and supporting the Vietnamese credit card payment market. 

In collaboration with Shinhan Bank Vietnam and BC Card, Vancity aims to enhance Vietnam's credit card payment system. 

This partnership focuses on establishing a card-acquiring system, expanding networks between card affiliates, and developing payment terminals. 

By facilitating convenient and secure financial services, Vancity contributes to the government's goal of creating a cashless society by 2025.

Vancity's Cooperative Banking Approach

As a member-owned financial institution, Vancity prioritizes cooperative banking, ensuring its members have a say in how the credit union operates. 

By being a Vancity Credit Card holder, you become part of a community committed to positive change and social impact. 

Vancity reinvests its profits into the community through initiatives like the enviroFund™, which addresses environmental issues. 

When you choose Vancity, you select a financial institution that aligns with your values and actively supports local businesses, sustainability, and community development.

Vancity Credit Card Comparison Table

Card Type

Earnings Rate

Additional Benefits

enviro Visa Classic

1 point/$2 spent


enviro Visa Gold

1 point/$1 spent

Bonus points on first purchase and card anniversary

enviro Visa Infinite

Higher point earnings on groceries, public transit, select local businesses, and more

Premium benefits, access to airport lounges

enviro Visa Infinite Privilege

Similar benefits to Infinite Card, with additional points for groceries and increased airport lounge visits

Premium benefits, enhanced airport lounge access

enviro Visa Business

Points on office supplies, public transit, and more

Bonus points for qualifying spending

enviro Visa Infinite Business

Points on various purchases, including office supplies, public transit, select local businesses, and more

Premium benefits, flexible cash back options

5 Reasons to Choose Vancity Credit Card

  1. Wide acceptance and secure transactions
  2. Global ATM access for cash withdrawals
  3. Rewarding Vancity Rewards program
  4. Cooperative banking approach and community support
  5. Commitment to advancing cashless societies

Frequently Asked Questions (FAQs) about Vancity Credit Card

How can I apply for a Vancity Credit Card?

To apply for a Vancity Credit Card, visit a Vancity Branch or apply online through their official website. The application process is straightforward, and you must provide personal and financial information for assessment.

What are the eligibility criteria for obtaining a Vancity Credit Card?

The eligibility criteria may vary depending on your specific credit card option. Generally, it would help if you were of legal age (18 or 19, depending on your province), had a good credit history, and met the income requirements set by Vancity.

Can I increase my credit limit on a Vancity Credit Card?

Yes, Vancity offers temporary limit increases upon request. If you need a higher credit limit for a specific purchase or an unexpected expense, contact Vancity's customer service or visit a branch to discuss your requirements.

How can I redeem the rewards earned through the Vancity Rewards program?

To redeem your Vancity Rewards points, log in to your Vancity Rewards account online or contact Vancity's customer service. You can save your points for cash rewards, travel bookings, charity donations, or gift cards, depending on your preferences.

Is there an annual fee for Vancity Credit Cards?

The annual fee for Vancity Credit Cards varies depending on your chosen card option. Some cards may have a yearly fee, while others may offer no annual fee. It's essential to review the terms and conditions of each credit card option to understand the associated costs and benefits.

Are there any additional benefits or insurance coverage provided with Vancity Credit Cards?

Yes, many Vancity Credit Cards offer additional benefits and insurance coverage. These may include travel insurance, purchase protection, extended warranty, and other valuable features. It's advisable to review the specific benefits and coverage details for each credit card option before deciding.


Vancity Credit Card offers a convenient, secure, and rewarding banking solution for individuals who value community engagement and cooperative banking. 

With its versatile range of credit cards, access to a comprehensive rewards program, and commitment to social impact, Vancity is dedicated to providing a seamless banking experience while supporting positive change. 

Choose Vancity Credit Card and be a part of a financial institution that puts your values and community at the forefront.

Note: The information provided in this article is based on the knowledge available up until September 2021. Please refer to the official Vancity website or contact Vancity directly for the most up-to-date and accurate information.

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